For many people, their pet is more than just that—they are a member of the family. And we only want the best for the ones we love, which means ensuring that they are happy and healthy. But providing your pet with essential medical care doesn’t have to break the bank, either. The following are some ways you can cut down on veterinary costs:
Routine vet visits
Not all vets charge the same, and many cities offer low-cost vet services, so be sure to compare prices. Additionally, many pet stores will schedule vaccination clinics on specific days, which allow pet owners to get shots for their furry friends at a fraction of the cost. You may have to deal with crowds and long lines, but you’ll usually save a bundle.
A pet insurance plan can help to cut down on any surgery costs, but there are other ways you can save. If you’re getting your pet spayed or neutered, most cities have clinics that will offer these services at very low costs, or even for free. For other procedures, try to get an appointment first thing in the morning. This can decrease your pet’s chances of needing to stay overnight, which can help to lower your overall bill.
From heartworm protection to treatment for specific illnesses and infections, pet medications can sometimes be just as costly as some of our own. If you’re buying your medications from the vet’s office, ask if there are cheaper generic versions available. Alternatively, you can usually save a lot by purchasing your pet’s medications online from established online pet pharmacies, such as 1-800-PetMeds.
Consider pet insurance
You may also want to think about investing in a pet insurance plan to cut down on medical expenses for your pet. Monthly premiums can be rather low, and the savings can be huge if your pet gets sick or has an accident. Many plans also offer coverage for routine visits, preventative care, and vaccinations. You might even be able to receive a discounted or free pet insurance plan through your employer, as more companies are beginning to offer pet insurance plans as part of their benefits packages.
Are medical bills and other expenses piling up? Are you receiving long-term payments from a structured settlement or annuity, but find the smaller payments often aren’t enough to take care of life’s expenses? Peachtree Financial Solutions may be able to help get you the money you need. At Peachtree, we purchase periodic payments from people who would rather receive more of their money sooner. You can sell all of your payments, or just a portion of them, and receive a lump sum cash payout. Contact Peachtree Financial Solutions today to find out more about receiving a lump sum cash payout for the sale of future payments.
Nothing above is meant to provide financial or tax advice. You should meet with appropriate professionals for such services.