Although having dental insurance can be a lifesaver when it comes to costly dental procedures, sometimes it isn’t enough and doesn’t cover all costs. Read on for some ways you may be able to cut down on your dental costs, even if you already have insurance:
Work out a payment plan
If you are unable to lower your dental costs, one potential way to soften the blow of hefty dental expenses would be with a payment plan. Some dental offices will allow their patients to pay off their bill in smaller installments over the course of a few months, rather than paying everything all at once. If you’ve used up all of your dental benefits for the year and you still have more work that needs to be done, ask if it’s possible to work out a payment plan.
Tap into your FSA
If you received your dental benefits through your employer, you might also have an FSA (Flexible Spending Account). Depending on the terms of your specific FSA, you might be able to tap into its funds and use it to take care of your dental bills. Ask the HR department at your company for more details.
Cut down on dental costs (or even eliminate them completely) by offering to barter services with your dentist. Depending on your line of work, you may be able to offer your unique skills (i.e. accounting, web design, lawn care, etc.) to your dentist in exchange for discounted or free dental care.
Do you need extra cash to take care of medical expenses, including dental care? Even with dental insurance, the cost of dental treatments can be quite high. And those without dental insurance will sometimes avoid the dentist altogether due to financial difficulties, which only makes the situation worse and more expensive as time goes by.
Although long-term structured settlement payments can be helpful for taking care of expenses, sometimes they aren’t enough. If bills and other expenses are adding up, you can turn to Peachtree Financial Solutions for cash now. Peachtree purchases future payments from payment stream recipients who would prefer to receive more of their money upfront. Contact us today for more information and to receive your completely free quote!
Nothing above is meant to provide financial or tax advice. You should meet with appropriate professionals for such services.