Although having dental insurance can be a lifesaver when it comes to costly dental procedures, sometimes it isn’t enough and doesn’t cover all costs. Additionally, dental insurance plans usually have a cap, which means that a patient is only insured up to a certain amount that year. Those who need a lot of expensive dental work throughout the year sometimes use up all of their dental benefits, making it difficult to pay for the remaining procedures. If this sounds a bit familiar, read on for some ways you may be able to cut down on your dental costs, even if you already have insurance:
Practice good dental hygiene
While some things are just completely out of our control, including the need for certain dental procedures, make sure you’re doing all you can to prevent them by practicing good dental hygiene. This not only includes at home, but also by going for routine dental cleanings as often as your dentist recommends. A lot of dental plans will include at least one annual dental cleaning—make sure you take advantage of it if you do—but even without a free cleaning, the time and money spent getting regular dental cleanings is essential. Good dental hygiene might prevent you from needing expensive dental work later on down the road.
Purchase more coverage
Plan for the future and consider the benefits of switching to a dental plan that offers a higher level of coverage. Explore your options and if there is a plan available to you that costs a little more, but can provide more coverage, you might be better off.
Some dental offices will offer discounts for existing patients if they refer a friend or family member. If you know someone who is looking to switch dentists, it doesn’t hurt to ask yours if they offer any type of referral incentives.
Explain your situation
If you’re strapped for cash, there’s no harm in simply explaining your situation to your dentist. For instance, if you lost your job recently and can’t afford to pay for a much-needed dental treatment that your plan won’t cover, your dentist may be willing to listen with a sympathetic ear and offer a discount.