Eliminating one of your phone bills

Category: Personal Finances


According to the Pew Research Center, 91% of adults in the United States have a cell phone. If you’re paying for both a cell phone and a landline, it may be time to drop one, eliminate an extra bill, and lower your overall monthly expenses. Here’s how you can decide which one to get rid of:

You may want to keep your landline only if:

You’re almost always home
You talk on your cell phone a lot and you’re always going over your minutes
You only use your cell phone for phone calls, and hardly use other features (such as text messaging or the Internet), if ever
You have an insanely expensive data plan
You live in area with poor cell phone service, and you’re constantly dealing with dropped calls
You’re constantly forgetting to charge your cell phone battery

You may want to keep your cell phone only if:

You’re not home often and you need to be reached frequently
You need to have affordable, portable Internet access
You find yourself always using your cell phone for phone calls, even when you’re home
You were able to secure an affordable plan that offers unlimited data and/or minutes
You use other features that help with daily tasks, such as apps
You want to take comfort in knowing that, in case of an emergency, you can call someone without having to worry about finding a payphone

These are just some of the many benefits of cell phones and landlines. In the end, it’s up to you to determine which one you really use a lot more frequently, and which one you can part with.

If you need extra cash to take care of monthly expenses and bills, we may be able to help! If you’re receiving structured settlement or annuity payments, contact Peachtree Financial Solutions today to learn more about how you can sell some or all of your future structured settlement payments for a lump sum of cash.

Nothing above is meant to provide financial or tax advice. You should meet with appropriate professionals for such services.

Tags: cell phones, monthly bills, monthly expenses

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