A cluttered home isn’t just unsightly, but it can actually be costing you money. The following are some ways you can save some cash by giving your home a thorough cleaning:
Although the price will vary depending on the size of the unit, the location, and whether it’s temperature-controlled, the average cost of a storage unit is about $82/month. If you feel that you have a lot of belongings and not enough space in your home to store them all, renting a storage unit may not necessarily be the solution. By reorganizing the items in your home, you may discover that you can actually discard a lot of them. You may also find that it’s easier to consolidate a lot of your things, and you can end up with extra room this way. By making extra room in your home, you may not need that storage unit, which means one less bill to worry about.
If your closet is so packed that you barely remember what’s inside, or you have clothes stored in other places throughout your home, it can be easy to forget about recent purchases. Reorganizing your wardrobe can eliminate an unnecessary shopping trip, and prevent you from buying similar items the next time you do go shopping. You may think you need a new pair of black slacks, for example, only to discover later on that you already had a perfectly good pair hiding in the back of your closet.
Similar with clothing, it can be easy to forget about which items you’ve already got in your kitchen if you have messy cabinets and an unorganized pantry. Unless you’re stocking up on something you use often, it can be frustrating to come home from a shopping trip only to realize that you already had a brand new bottle of an item you just purchased. To avoid this, give your kitchen a thorough cleaning and reorganize everything so that it’s easy to take inventory before you head to the grocery store.
You come home one evening only to discover that your power has been cut off. You call the electric company, who tells you that they sent you several notices in the mail already and that you’re past due on your account. When a home is cluttered, it can be easy to misplace letters that you received in the mail, which can include bills. Unless your bills are automatically deducted each month from your bank account, failing to keep your mail organized can cost you. Lost bills can result in late fees, increased interest rates, service interruption, and other penalties.
It’s not only a good idea to keep receipts for your purchases, but you’ll want to keep them all together in a spot that’s easy to find. In a cluttered home, it can be extremely difficult to find a receipt if an item you purchased suddenly breaks or you decide that you no longer want it. By the time you do find the receipt you needed, it could be too late.
Unorganized and misplaced paperwork doesn’t only mean losing bills, but you might actually lose money this way. Gift cards, rebates, and checks can easily get lost in a cluttered home, and may not be found until after their expiration date.
Are you receiving periodic payments from an annuity or structured settlement, but you need your cash sooner? Peachtree Financial Solutions may be able to help get you the money you need. At Peachtree, we purchase long-term payments from recipients who would prefer to receive their money sooner in the form of a lump sum. To learn more about selling future payments and to receive your completely free quote, contact Peachtree Financial Solutions today.
Nothing above is meant to provide financial or tax advice. You should meet with appropriate professionals for such services.