Posts Tagged ‘balance transfers’

Have your credit card payments gotten out of control? Are bills piling up, and causing you to fall deeper and deeper in debt? If you’re struggling with debt repayment and find that you’re barely making much process, the following are some tips for lessening or eliminating debt once and for all: Create a plan Sit […]

If you’ve fallen behind on your credit card payments, you’re not alone. Even if the minimums are somewhat low, having multiple accounts with bills coming in month after month can eventually be overwhelming. You may miss a few bills here and there, and then before you know it, the costs have added up and you’re […]

Here’s how you can avoid some common credit card problems: Balance transfers Transferring balances can be a great solution for tackling debt and eliminating high interest rates, but be sure to read the fine print. You may be receiving a great introductory rate, but be sure to find out how long the introductory period will […]

Credit cards often get a bad reputation, as it can be easy to get into debt with excessive use. Here are some ways you can avoid some of the most common types of credit card problems: Annual fees Are you tired of paying the annual fees that come with your credit cards? Usually, annual fees […]

You may incur two different penalties on just one late payment The Card Act was passed in 2009 to help people better understand their credit card charges. The act put restrictions on the amount that lenders could charge for late payments, but there are no set rates for penalty fees. If you’re late with a […]

Whether you already have credit cards or you’re offered one by a lender, there are certain things that many credit card companies keep somewhat concealed from their customers. These hidden bits of information can be tremendously helpful in lowering your interest rate, penalties, and overall monthly payments. Credit cards with fixed interest rates can still […]

When it comes to using credit cards, there are certain moves that are best avoided, because they can end up backfiring and working against you in the end. The following are four credit card mistakes that could cost you in the long run: Bouncing credit card balances from one card to another Balance transfer offers, […]