Posts Tagged ‘budgeting’

Whether you have a minor problem with overspending or a full-blown shopping addiction, poorly managed finances can easily wreak havoc on your budget. It can be difficult to save money, contribute towards goals, pay off debt, and just take care of general expenses. If you feel that you’re continuously wasting money and you think you […]

Creating and maintaining a sensible, yet practical budget can help you to keep your spending under control, ensure bills are paid on time, and help you work towards your savings goals. But once you create your budget, it’s not designed to last forever, and eventually something can happen that may cause you to modify your […]

If you’ve been dreaming about owning a home for a while and you’re wondering if the time has finally come, there are some things you may want to consider first before making any final decisions. Because a home is likely the most expensive purchase you’ll ever make, you want to make sure the timing is […]

If you’ve been dreaming about owning a home for a while and you’re wondering if the time has finally come, there are some things you may want to consider first before making any final decisions. Because a home is likely the most expensive purchase you’ll ever make, you want to make sure the timing is […]

It can be an exciting time to finally move out on your own as a young adult. However, it’s also important to prepare yourself. If you’re getting ready to move out on your own for the first time, remember to: Establish credit If you haven’t begun establishing credit yet, it could be a good time […]

The average retirement age is 62, but more and more Americans are finding themselves working until age 66, or even way beyond that. If you’re dreaming about an early retirement, it can be possible with proper planning. The key to a successful early retirement is being financially prepared, and the following are some signs that […]

Receiving some extra income through a second job can be a good way to catch up on daily expenses and monthly bills, or it can help you save up faster if you have a long-term financial goal. If you’ve contemplated the idea of working a second job, consider some of the following: Make sure a […]

  When you’re in college, it can be easy to overlook the financial aspects. But as a young adult that is just starting out in the real world, it’s vital to know that certain choices will help to build a financial foundation for several years to come. A couple financial blunders in your late teens […]

If you’ve been trying to find a saving and budgeting method that works for you, give the 50/30/20 plan a try. This is a common budgeting strategy that is designed to split up your income in three different ways, putting the perfect amount towards your needs, wants, and savings. The 50 percent Half of your […]

If you’ve fallen behind on your credit card payments, you’re not alone. Even if the minimums are somewhat low, having multiple accounts with bills coming in month after month can eventually be overwhelming. You may miss a few bills here and there, and then before you know it, the costs have added up and you’re […]