Posts Tagged ‘Credit Cards’

Here are some ways to make the most out of your online shopping: Use the Google shopping tool One of the fastest ways to find what you’re looking for is by using Google’s shopping engine. Just key in what you’re looking to buy, and it instantly checks all online retailers and gives you a list […]

Bargain department stores Bargain department stores, such as Marshalls and T.J. Maxx, are notorious for stocking up on brand name clothing and for a fraction of the cost. Look for coupons The coupons found in your weekly newspaper aren’t just for food and household items—occasionally, clothing stores will also include coupons. Stock-up off-season It may […]

When you look at your credit report or read more about improving a credit score, you have likely encountered the term “revolving account.” What exactly is a revolving account? A revolving account is a type of credit that involves monthly payments, interest rates and/or service fees. An example of a revolving account includes department store […]

With no interest rates or credit card fees to worry about, it seems that using a debit card is the ideal way to shop online, but this could actually be an unsafe practice. Disadvantages of debit card use online include: Merchant disputes If you are unsatisfied with your merchandise or something goes wrong, you will […]

It can be easy to overlook the simple things. But sometimes, it’s the simple things that can really cost you more in the long run. The following are some common mistakes that consumers frequently make. Assuming that if an item is on sale or clearance, it must be a good deal This is not necessarily […]

Homeowners that have fallen behind on mortgage payments will sometimes to turn to a short sale as a way to avoid foreclosure. Although a short sale may not be as harmful to your credit rating as a foreclosure, it can still cause your credit score to drop. However, there are some easy ways to rebuild […]

There are certain upgrade purchases that can end up saving you money in the end, and others that might actually end up costing you. It can be tempting to splurge from time to time, but before you decide on your next big upgrade, be sure to weigh the positives and negatives. Hybrid cars Hybrid cars […]

One of the biggest disadvantages is the inability to come up with a lump sum payment for creditors. After all, it’s the structure of credit cards that appeal to many: the ability to purchase something expensive and make much smaller monthly payments. The financial burden of a large, lump sum payment to creditors can be […]

Millions of Americans are in debt, and it is mostly due to credit cards. For many, this amount becomes unbearable to pay, and often results in bankruptcy and total credit score destruction. But did you know that you may be able to negotiate the amount of money you owe on your credit cards? You may […]