Posts Tagged ‘Credit Score’

Buying your very first car can be an exciting milestone, but it’s also an expensive purchase that you’ll want to carefully think about before you make any final decisions. You’ll have a lot to consider, such as whether you’ll be financing a car or buying a car in cash. In the end, you’ll want to […]

Are you considering a department store credit card? Before you decide to apply for a department store credit card, you’ll want to carefully weigh the advantages and disadvantages of these types of credit cards. Because you want to avoid opening up too much credit and every credit inquiry can be a negative mark against your […]

Whether you’re looking for your first credit card, or you’re looking for a replacement credit card, it can be overwhelming to know what to apply for with all the different options out there. Although your options may be limited if you have poor credit, the following are features you’ll want to keep an eye out […]

There is so much that relies on that three-digit number that is known as your credit score. Poor credit can make it difficult to qualify for small loans, such as low-limit credit cards, or larger loans, such as mortgages. In some situations, poor credit can even affect certain job opportunities, and it can also affect […]

       There are some common misunderstandings when it comes to credit, and it can be easy to become overwhelmed by all the different information that is out there. If you are just establishing your credit for the first time, it can be especially unclear as to what’s factual and what isn’t. This article debunks some […]

  Have you noticed that your credit score has dropped and you just can’t figure out why? Missing loan payments may be an obvious reason, but the following are some other reasons why your credit score may have suddenly dropped: Hard credit inquiries Applying for a line of credit—such as a credit card, mortgage, or […]

It’s a common question that many soon-to-be newlyweds ask themselves: will our credit be combined? And if my new spouse has poor credit, how will this affect the great score I currently have? The news is good if you have a great credit score and you’re marrying someone who may have a lower one: their […]

While many consumers tend to focus on what the highest credit score possible is (which can range anywhere from 850 to 900), many don’t think about what the absolute lowest is, either. If you’re working on building your credit back up, it can be helpful to know how your current credit score ranks.   There […]

Even if it’s just a short trip, it’s easy to put your finances and credit score on the back burner. While you should try not to stress over these types of things while you’re on vacation, there are some precautions you can take to make sure you don’t return home to a financial nightmare. Plan […]

Because your credit is run and it is affected each time you apply for any type of loan, including a credit card, you want to ensure that you don’t waste an inquiry on a rejected application. Although there’s no surefire way to guarantee your credit application will be approved, there are ways to improve the […]