Posts Tagged ‘credit’

If you’ve been dreaming about owning a home for a while and you’re wondering if the time has finally come, there are some things you may want to consider first before making any final decisions. Because a home is likely the most expensive purchase you’ll ever make, you want to make sure the timing is […]

If you’ve been dreaming about owning a home for a while and you’re wondering if the time has finally come, there are some things you may want to consider first before making any final decisions. Because a home is likely the most expensive purchase you’ll ever make, you want to make sure the timing is […]

Responsible credit card use is one way to build and maintain good credit, which is essential in order to qualify for a larger loan, such as a mortgage loan. However, there are other ways you can work on building your credit. If you find yourself doing any of the following, you may want to steer […]

It can be an exciting time to finally move out on your own as a young adult. However, it’s also important to prepare yourself. If you’re getting ready to move out on your own for the first time, remember to: Establish credit If you haven’t begun establishing credit yet, it could be a good time […]

The following tips can be helpful to anybody purchasing a home, but are especially beneficial for those who are doing so for the first time: Work with a real estate agent As a first-time homebuyer who is unfamiliar with the process, purchasing a home can be especially overwhelming. A real estate agent can help you […]

     Buying your first home is a huge decision, but it’s certainly an exciting time. In the midst of the excitement, however, it’s important to also focus on the practical things when it comes to your first home and not overlook anything important. The following tips can be helpful to anybody purchasing a home, […]

Are you getting ready to apply for a car loan? Receiving the best rate possible is ideal; after all, a low interest rate can save you money on the car and help to lower your monthly car payments. To try and get the best rate that’s available, it’s imperative to: Have a down payment Although […]

Some consumers will turn to bankruptcy to solve their financial woes, often as a last resort. If you’ve been seriously contemplating bankruptcy, you’ll want to carefully consider the negative repercussions first. While bankruptcy can potentially be the solution you’re looking for, you’ll want to keep some of the following drawbacks in mind: You may not […]

If you’re trying to bounce back from a bad credit score, you may have heard that responsibly using a credit card is one of the best ways to help build your credit back up. But if you’re like a lot of people who are trying to improve their credit, you may want to just avoid […]

When a taxpayer hasn’t paid his or her tax debt, then the government will often put a tax lien on some or all of the individual’s property. Depending on the specific situation, this can happen on the federal level, local level, or the state level. Tax liens and your credit Aside from potential legal implications […]