Posts Tagged ‘debt collectors’

Did you know that you can settle your credit card debt by more than half of what you owe? Depending on how old the debt is, you might even be able to settle thousands of dollars of credit card debt by just paying a couple hundred dollars. Although your credit score will likely still be […]

If you’re in debt and have been dealing with collectors, it’s important to know the regulations enforced by the Fair Debt Collection Practices Act so that you’ll know if your rights are being violated. Stopping contact altogether Even if a debt collector is contacting you during reasonable times and isn’t using any offensive language or […]

It’s likely that you have collectors trying to get in touch with you if you’re behind on credit card and loan payments. While this is legal, it’s also required that they follow the limitations and regulations set in place by the Fair Debt Collection Practices Act. This is an act that is meant to protect […]

Even if you are in a lot of debt, you still have rights when it comes to how a debt collector should contact you. If you believe a debt collector is harassing you, you may be eligible to take legal action. If a debt collector has violated any regulations, you have the right to press […]

If you haven’t paid your credit card bills in quite some time, you may be dealing with those pesky phone calls from relentless debt collectors. Ignoring the calls or changing your phone number may not be the best solution, either. Collection agencies have their ways of finding this information again, and they are determined to […]

One of the biggest disadvantages is the inability to come up with a lump sum payment for creditors. After all, it’s the structure of credit cards that appeal to many: the ability to purchase something expensive and make much smaller monthly payments. The financial burden of a large, lump sum payment to creditors can be […]

Millions of Americans are in debt, and it is mostly due to credit cards. For many, this amount becomes unbearable to pay, and often results in bankruptcy and total credit score destruction. But did you know that you may be able to negotiate the amount of money you owe on your credit cards? You may […]