Posts Tagged ‘debt’

Many people share the common goal of saving more money. It can seem difficult sometimes, especially if you’re living paycheck to paycheck and struggling to take care of bills and expenses, but saving money doesn’t have to mean huge sacrifices or major budget modifications. Sometimes, just small lifestyle changes can help you to save a […]

  When faced with a lot of debt and the desire to start off with a clean slate, many consumers will decide to file for bankruptcy as a last resort. However, not everyone is eligible for bankruptcy and for some filers, their cases are dismissed, and their debts are not discharged. Although bankruptcy dismissals can […]

Have your credit card payments gotten out of control? Are bills piling up, and causing you to fall deeper and deeper in debt? If you’re struggling with debt repayment and find that you’re barely making much process, the following are some tips for lessening or eliminating debt once and for all: Create a plan Sit […]

Whether you’re thinking about student loans to pay for your college tuition, or you’ve already graduated and have student loan debt to pay back, there is a lot to learn about student loans. Understanding certain aspects of student loans can make it easier to pay back your debt and can help you avoid defaulting. Some […]

Some consumers will turn to bankruptcy to solve their financial woes, often as a last resort. If you’ve been seriously contemplating bankruptcy, you’ll want to carefully consider the negative repercussions first. While bankruptcy can potentially be the solution you’re looking for, you’ll want to keep some of the following drawbacks in mind: You may not […]

The average retirement age is 62, but more and more Americans are finding themselves working until age 66, or even way beyond that. If you’re dreaming about an early retirement, it can be possible with proper planning. The key to a successful early retirement is being financially prepared, and the following are some signs that […]

  When you’re in college, it can be easy to overlook the financial aspects. But as a young adult that is just starting out in the real world, it’s vital to know that certain choices will help to build a financial foundation for several years to come. A couple financial blunders in your late teens […]

  Have you noticed that your credit score has dropped and you just can’t figure out why? Missing loan payments may be an obvious reason, but the following are some other reasons why your credit score may have suddenly dropped: Hard credit inquiries Applying for a line of credit—such as a credit card, mortgage, or […]

Did you know that you can settle your credit card debt by more than half of what you owe? Depending on how old the debt is, you might even be able to settle thousands of dollars of credit card debt by just paying a couple hundred dollars. Although your credit score will likely still be […]

 Here are seven tips for beating the negative effects of financial stress: Take a break A lot of stressed out people suffer from headaches and migraines, and a lot of the time, this is due to eye strain. You might be feverishly working on a computer all hours to finish that project deadline for work, […]