Posts Tagged ‘Health Insurance’

Although excessive credit card use is one of the leading causes of debt, medical care doesn’t fall far behind. Even if you have adequate health insurance, the costs you might have to deal with can still be overwhelming. If you have a lot of medical bills and don’t know where to begin, the following tips […]

  Have you been dreaming about retiring early? Even if think you’re almost ready financially and mentally to retire before the average retirement age of 62, the decision to quit the working world should be carefully considered. Although there are many advantages to retiring early, you’ll also want to think about the negatives as well, […]

Certain types of insurance policies can be a wise investment and can help prevent you from substantial financial loss later on down the road—not to mention, some types of insurance are required by law. But what types of policies are the ones you might be able to avoid purchasing completely? The following are some types […]

The following are some types of insurance you might not need at all: Identity theft insurance These days, the possibility of having your identity stolen is a valid concern, but you still might not need an insurance policy that exclusively protects against such an incident. For the same reason that credit card fraud insurance is […]

If you were recently fired or laid off, you may have been offered a severance package. The following are some things you should know about severance pay, plus questions to ask your former employer: The standard amount The average severance package amount will vary by employer, but it is typically 1-4 weeks of salary pay […]

Did you lose your job due to termination or a layoff? Here are some things you should do as quickly as possible: Update your resume If you’ve been at the same job for a while now and unexpectedly lost your job, your resume might be out of date. Polish it up and include your most […]

The Consolidated Omnibus Budget Reconciliation Act, or COBRA, gives workers the chance to pay premiums for and maintain the group health insurance that they would otherwise lose after being terminated from their jobs, quitting their jobs, or cutting down on their hours. Most people are eligible to keep the insurance for up to 18 months, […]

There is a direct correlation between how high your deductible is and your premium. You will pay a lower monthly payment if the insurance company accepts less financial liability for your health expenses, and vice versa. When you’re healthy, young, and cash is tight, think about paying a lower monthly payment in exchange for a […]

Vacation days, paid sick leave, annual bonuses and more—these are some of the perks and benefits that are offered with many jobs. Another thing that most people depend on when starting a new job is health insurance. While an employee must normally be working at their new place of employment for a certain amount of […]