Posts Tagged ‘monthly bills’

  If you’re trying to cut down on living expenses, getting a roommate can be a great option. Because your rent will usually get split in half with a roommate (or more if you’re living with multiple roommates), you may be able to afford to live in a bigger place or otherwise unaffordable area. Aside […]

If you’ve been trying to find a saving and budgeting method that works for you, give the 50/30/20 plan a try. This is a common budgeting strategy that is designed to split up your income in three different ways, putting the perfect amount towards your needs, wants, and savings. The 50 percent Half of your […]

If you’ve decided to begin paying off your debts, it can be difficult to decide which loans to pay off first. Here’s how you can prioritize: Highest interest  Do you have credit cards with high interest rates? One way to get rid of debt would involve paying off those debts first, even if they have […]

Cell phone plans Average monthly cost: $47.00 Cheaper alternative: Canceling your cell phone is probably not even an option (unless you’re almost always home and you have a landline, then you might want to debate whether you should keep your landline and get rid of your cell). But there’s a good chance you’re paying for […]

There are certain services you may be paying for each month without giving it much thought. But if you’re looking to save money and cut down on expenses, consider the cheaper alternatives to some of the monthly services you might be paying for. Gym memberships Average monthly cost: $55.00 Cheaper alternative: Take the money you’re […]

According to the Pew Research Center, 91% of adults in the United States have a cell phone. If you’re paying for both a cell phone and a landline, it may be time to drop one, eliminate an extra bill, and lower your overall monthly expenses. Here’s how you can decide which one to get rid […]

Is your monthly water bill a little higher than you’d like it to be? There are some easy ways that you can reduce your water intake and help to lower your monthly water expenses. The shower Begin by swapping out baths (which use approximately 35 gallons) for showers, and shorten your shower time, too. The […]

Moving in with your significant other can be an exciting time, but it is also important to discuss the financial aspects of this huge decision. Before you actually move in together, it is important to have the following money talks in order to ensure you’re both on the same page and to avoid any unwanted […]

Most of us assume that our monthly utility bills are correct, and many people will simply pay them without giving them a second thought or scrutinizing the cost breakdown. Some people even have their utility bills set up on an automatic payment deduction schedule, and even though they might receive bills through the mail or […]

Reducing food expenses:   Don’t just settle on the supermarket that is nearest to you. If there is another one close by, compare the costs of the items you purchase frequently and make sure you’re shopping at the place with the better deals. Many generic brands for things such as cereals, cleaners, condiments, and so […]