Posts Tagged ‘monthly payments’

  If you’re looking to establish your credit, one of the first steps that most people will take is to apply for a credit card. Applying for first your credit card can be exciting, but as someone who is unfamiliar with credit cards, it can also be easy to make mistakes during the process. Additionally, […]

Here’s how you can avoid some common credit card problems: Balance transfers Transferring balances can be a great solution for tackling debt and eliminating high interest rates, but be sure to read the fine print. You may be receiving a great introductory rate, but be sure to find out how long the introductory period will […]

Credit cards often get a bad reputation, as it can be easy to get into debt with excessive use. Here are some ways you can avoid some of the most common types of credit card problems: Annual fees Are you tired of paying the annual fees that come with your credit cards? Usually, annual fees […]

According to a study conducted by Portio Research, approximately 1.2 billion people throughout the world were using mobile applications by the end of 2012. They estimate that this number will be around 4.4 billion by the end of 2017! People use apps for so many things. They’re used for fun, games, entertainment, social reasons, and […]

If you’re thinking about buying a home and you’ve been exploring mortgage options, you’ve probably heard the term PMI.   PMI stands for Private Mortgage Insurance. This is a fee that you may have to pay as part of your mortgage, and it is usually rolled into your monthly payments. The amount that you might […]

There’s a specific formula that is put in place to determine every consumer’s credit score. This is how your credit rating is broken down: New credit: 10 percent New credit makes up 10 percent of your credit score, and this not only includes the amount of accounts you recently opened, but the pursuit of new […]

Have your monthly credit card payments become too much to handle? These tips can help to lower those large monthly payments: Contact your lender Sometimes, simply calling your lender and telling them that your monthly payment is too much to handle is all it takes. If you’ve had a recent financial hardship, such as a […]

Home loans are often designed to last a set amount of time (usually 30 years) but it doesn’t mean it has to take you this long to pay off the remaining debt. Depending on the specific conditions of your mortgage, there are easy ways you could pay off your mortgage faster. Refinance your mortgage Refinancing […]

Canceling a credit card payment is essential when you discover you don’t have enough money in your account. Unless you have protection from overdrafting, you may withdraw too much from your checking account to pay it, which can result in a negative balance. You may also have to pay extra fees to your bank for […]

Buying a home can be an exciting milestone, and if you’re like most people, you will be taking out a mortgage. This type of loan makes it possible for people to purchase the home of their dreams by coming up with a down payment (often between 10 and 20 percent of the home’s total cost) […]